Thursday, April 19, 2018 / by Christine Andreasen
Special thanks to one of my favorite lenders, Julie Jones of Caliber Home Loans for this great information
I have some very exciting news to share with you in this week’s update. Our country’s credit bureaus are rolling out new regulations that will not only help to improve your score, but will also make it easier to dispute discrepancies.
You can view these new regulations as being more lenient than past standards, or you can view them as something to even out the playing field. Whatever your opinion may be—things are changing.
The first change I’d like to mention is that government liens are no longer reported in your credit score. Lenders will likely pull a separate report to determine liens, but they will no longer be a factor in your score.
Under these new regulations, only contract-related debts can be included in your score. Fines like parking and speeding tickets, for which you never signed a contract, will no longer be included ...
Thursday, April 5, 2018 / by Christine Andreasen
Today, CrossFit trainer Josh Thorn sits down with me to discuss his gym and how he created such a great place for our community to get healthy.
I had a really exciting interview with Josh Thorn, who runs the CrossFit gym that I go to. He has built a fantastic gym here and created a great place for the community to come and work out.
Check out the video to hear our full conversation. Here are a few highlights:
1:00 Josh’s history with exercise, health, and CrossFit
3:00 Why Josh started a CrossFit gym in his own garage and how he grew his business
5:00 Josh discusses his plans for the future of his gym
7:00 Getting CrossFit certified and why Josh chose CrossFit in the first place
I would like to thank Josh for talking to me today—I’ll see him bright and early for my next workout.
As always, if you have any real estate questions, just give me a call or send me an email. I would be happy to help you!
Tuesday, March 13, 2018 / by Christine Andreasen
I wrote a book called “Shortchanged by Shortcuts” that’s about all the surprising ways that people rip themselves off when buying or selling a home. This is the start of a video series to help you learn what those shortcuts are and how to avoid them.
Today, though, I want to talk a little bit about why I wrote the book and what it’s about.
Up through the 1970s, the field of economics was founded on the basis that people operate in a rational matter. People will always choose that which provides for their best and highest good.
Of course, the theory that people always operate in a rational manner regarding their choices is fundamentally ridiculous.
Think about it—you don’t know anyone who is always acting according to their best interest. We eat things we shouldn’t eat, we don’t save enough money, we do impulsive things that we might regret, and we rationalize choices that make no real sense at all. We are not rati ...
Thursday, January 11, 2018 / by Christine Andreasen
Today I’m excited to introduce the very first episode in a series called “Do the Math”, where we’ll be discussing the math problems that people don’t generally do before buying or selling a home.
Since a house is generally one of the biggest purchases someone will make in their lifetime, it’s important to “do the math” so you’re not leaving any money on the table.
Before we get to this week’s example, however, I strongly encourage you to check out my book “Shortchanged by Shortcuts? 44 Surprising Ways People Rip Themselves Off When Buying or Selling Their Home”. It is full of problems that you need to take into consideration before buying or selling a home.
Now, back to everyone's favorite subject. Math.
Let’s say two of my clients are out to buy a lovely house in Lynnwood. The house is being represented by an agent named Sally, who works for RedFin. RedFin, a discount brokerage, priced the hou ...
Thursday, December 28, 2017 / by Christine Andreasen
There is a new tax plan. How exactly will this tax plan impact homeownership and the Seattle real estate market?
How will the new tax plan impact the Seattle real estate market?
There are a lot of things to address in this tax plan, and I’m going to cover a very narrow segment today. I’m not interested in getting into the politics of it, but there is a valid question to address here: Will this tax plan negatively affect the Seattle market?
If you check out the video above, you’ll see a graph that I borrowed from SeattleBubble.com. This is a great blog to follow if you are interested in the ins and outs of Seattle real estate.
In the current plan, after you get to $200,000 in homeownership, it makes sense to itemize your taxes. Itemizing allows you to pay less than the standard deduction.
In 2018, it doesn’t make sense to itemize your taxes until you get to $500,000 in homeownership.
As you will see in the graph in the vid ...